How Can I Know My LIC Loan Balance?

How much money will I get if I surrender my LIC policy?

Guaranteed Surrender Value: The policy can be surrendered after it has been in force for at least 3 full years.

The Guaranteed Surrender value will be equal to 30% of the total amount of premiums paid excluding the premiums for the first year and all the extra premiums and premiums for accident benefit / term rider..

What is the interest rate of LIC loan?

Loan Tenure can range from 5 to 30 years. Interest rates in the range of 6.90% to 7.80%. LIC home loan EMI per lakh starts from ₹ 659. However, you can calculate your home loan EMI using LIC home loan calculator 2021.

What is the interest rate of LIC?

LIC Housing Finance FD Rates 2021TenureFD interest ratesSenior Citizen FD interest rates1 year5.50%5.75%2 years5.50%5.75%3 years5.60%5.85%5 years5.60%5.85%1 more row•Oct 8, 2020

How can I know my LIC policy loan amount?

The loan amount is given on the basis of the surrender value of the LIC policy. The maximum loan amount that can be availed will be up to 90% of the surrender value. The maximum loan amount is 85% of the surrender value for a paid-up policy.

How can I check my lic surrender value and loan eligibility online?

How to check LIC policy’s ‘Surrender Value’ and ‘Loan Eligibility’ online?Visit licindia and register as a new user. … Login to your account and click “Enrol Policies” in the left menu.Click “Click to Enrol New policies” and click “Proceed”.More items…•

How do I check my loan status?

You will need to go to the official website of the bank or financial institution. On the website, you need to look for the “check loan status” option. Now you will need to enter the details you have mentioned in the loan application such as date of birth, email address, mobile number, etc.

Can I get loan on LIC policy online?

It should be noted that the online facility to apply for the loan against LIC policy is available only to registered customers. Loan repayment and loan interest Payment can also be made online.

How can I get LIC amount before maturity?

Documents Required for Surrender LIC PolicyOriginal Policy Bond.Download LIC Policy Surrender Form No. … Bank cancelled cheque leaf (your name should be printed on cheque) or bank passbook photocopy. … Fill LIC’s NEFT Form, if you are not using the above said Surrender Form and submit the same.More items…•

How can I check my LIC policy maturity amount online?

The LIC website states that policyholders can send the claim requirements by email. The mail should be sent to claims.bo @licindia.com where the branch code is the servicing branch. For instance, if 883 is the servicing branch, the mail will have to be sent to claims.bo883@licindia.com.

How can I get LIC personal loan?

How to Get Low Interest Rates on LIC Personal Loan?Working with a reputed organization and having a stable job and employment history.Timely payment of your credit card dues and EMIs.Having a good existing relationship with the lender.Reduce your existing debt.

How can I check my LIC loan status online?

How to Check Your LIC Housing Finance Home Loan Approval Status OnlineVisit the official website of LIC Housing Finance Limited.Click on the ‘Home Loans’ tab and you will be directed to the following page:Click on ‘Online Loan Application’ on the left-hand panel and you will be directed to the following page:More items…

How can I pay my LIC premium loan online?

To pay premiums through the insurer’s website, visit www.licindia.in and click on ‘Pay Premium online’ from the ‘Online Services portal’. Here you will get two options: a) Pay Direct (Without login) and b) Through customer portal.